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Personal Loans up to $50,000

Checking your rate is free and won’t impact your credit score.

How It Works with Universal Credit

Check Your Rate
Answer a few quick questions and see your rate in just minutes with no impact to your credit score and no obligation.
Choose Your Offer*
Review multiple loan options and decide which offer works best with your budget and your timeline.
One Day Funding†
Accept an offer and you should receive your money in your bank account within a day of clearing necessary verifications.

We're Here to Help

How quickly can I receive my money?

With one day funding, you should receive your funds in your bank account within a day of clearing any necessary verifications.†

Can I pay back my loan early?

Absolutely. If you are ready to pay off your loan early, we welcome you to do so. There are no pre-payment penalties or fees!

Why choose Universal Credit for my personal loan?

With a personal loan through Universal Credit, you get an easy online process, fixed rates and terms that never change, and a clear pay-off date you can circle on your calendar. Our dedicated representatives are ready to help with any questions and you'll get 24/7 mobile access to your account.

Provided by Upgrade, Inc.

275 Battery Street, 23rd FloorSan Francisco, CA 94111, USA