# Universal Credit > Universal Credit provides consumers with access to affordable credit products and financial tools designed to support everyday financial needs. - [Universal Credit | Bank Partners](https://www.universal-credit.com/bank-partners/): Personal loans with fixed rates and payments. - [Universal Credit - Media Assets](https://www.universal-credit.com/logos/): Universal Credit Media Assets - [Debt Consolidation Loans | Universal Credit](https://www.universal-credit.com/debt-consolidation/): Consolidate your high-interest debt with a personal loan through Universal Credit - [Notice to married applicants in Wisconsin](https://www.universal-credit.com/state-disclosures/wisconsin/) - [Universal Credit | Frequently Asked Questions](https://www.universal-credit.com/faq/): We are here to help with answers to all of your questions about personal loans, Universal Credit, and more - [Universal Credit | About Us](https://www.universal-credit.com/about/): Our mission is to provide you with access to credit when you need it most. Universal Credit is here with easy online access to the money you need, quickly. Our personal loans come with fixed rates and predictable payments that you can budget around. - [AUTHORIZATION TO LINK ACCOUNT](https://www.universal-credit.com/bank-authorize-use-agreement-plaid/) - [Personal Loans - Apply Online | Universal Credit](https://www.universal-credit.com/personal-loans/): Personal loans up to $50,000 with fixed rates and payments. No prepayment penalties. Checking your rate has no impact on your credit score. - [AUTHORIZATION TO LINK ACCOUNT](https://www.universal-credit.com/bank-authorize-use-agreement-finicity/)