AUTHORIZATION TO LINK ACCOUNT

By entering your online banking login credentials (username and password) and clicking continue, you hereby authorize Upgrade's bank partners and its third-party service providers, including but not limited to Upgrade, Inc. (DBAs include Universal Credit and the names at www.upgrade.com/landing/dba) (“Upgrade”), and Finicity Corporation (“Finicity”) to access your personal bank account information held at the bank or financial institution you have identified. When you submit this authorization, the information accessed will include data up to the previous one hundred and eighty (180) days for the selected bank or financial institution(s). From time to time thereafter, your information may subsequently be refreshed through access of account data by the above named parties.

All information collected will be held in a secure manner by Upgrade and Finicity and will not be sold to any third party. The information will be used to assist the parties in processing and servicing your loan, and it may also be used for informational purposes in connection with your Upgrade Credit Health account, if applicable.

Once you provide your login credentials, your account(s) will be linked to Upgrade's bank partners and/or Upgrade through a service that is provided by Finicity, which is subject to Finicity’s Terms of Service. Your use of this service is also subject to Upgrade's Terms of Use and Privacy Policy. If you no longer wish to have your account(s) linked to Upgrade's bank partners or Upgrade, or if you wish to add a new account, you may make changes through your Upgrade dashboard.

PROVIDE ACCURATE INFORMATION. You agree to provide true, accurate, and complete information about your identity and your accounts, and you agree not to misrepresent your identity or your account information in any way.